Preheat oven to 400 (F). Grease or line muffin tray, set aside.
In a large bowl stir together flours, baking powder, salt, and spices. In a separate bowl, whisk together zucchini, coconut milk, and oil. Mix the wet ingredients into the dry, stirring until combined. Fold in chocolate chunks.
Fill the muffin cups half way with batter, then add a tablespoon to the center of each, then top with the other half of the batter. Bake for 16 - 18 minutes. Let cool completely, or burn your mouth and eat 2 hot out of the oven like I did.